| Results |
|
|
|
|
|
|
|
| Gross written premium |
8,120.9 |
-1.7% |
8,258.9 |
9,289.3 |
9,317.4 |
9,566.6 |
more / more |
| Net premium earned |
7,061.6 |
-3.2% |
7,292.9 |
7,092.1 |
7,494.9 |
7,575.4 |
more / more |
| Net underwriting result |
69.6 |
-153.2% |
(131.0) |
(254.7) |
(868.7) |
(410.4) |
|
| Net investment income |
278.5 |
-75.2% |
1,121.7 |
1,188.9 |
1,115.8 |
1,079.9 |
more / more |
| Operating profit (EBIT) |
148.1 |
-84.0% |
928.0 |
819.9 |
91.6 |
538.8 |
more / more |
| Group net income (loss) |
(127.0) |
-117.6% |
721.7 |
514.4 |
49.3 |
279.9 |
more / more |
| |
|
|
|
|
|
|
|
| Balance sheet |
|
|
|
|
|
|
|
| Policyholders' surplus |
4,708.4 |
-11.1% |
5,295.1 |
4,878.4 |
4,579.6 |
4,172.2 |
|
| Total shareholders' equity |
2,830.1 |
-15.5% |
3,349.1 |
2,897.8 |
2,601.0 |
2,525.2 |
more / more |
| Minority interests |
501.4 |
-12.5% |
572.7 |
608.6 |
540.5 |
531.3 |
more / more |
| Hybrid capital |
1,376.9 |
+0.3% |
1,373.3 |
1,372.0 |
1,438.1 |
1,115.7 |
more |
| Investments (excl. funds held by ceding companies) |
20,137.2 |
+1.6% |
19,815.3 |
19,494.0 |
19,079.1 |
15,984.3 |
more |
| Total assets |
38,001.7 |
+2.5% |
37,068.4 |
41,386.4 |
39,789.2 |
36,177.5 |
more |
| |
|
|
|
|
|
|
|
| Share |
|
|
|
|
|
|
|
| Earnings per share (diluted) in EUR |
(1.05) |
-117,6% |
5.98 |
4.27 |
0.41 |
2.32 |
more / more |
| Book value per share in EUR |
23.47 |
-15.5% |
27.77 |
24.03 |
21.57 |
20.93 |
more |
| Dividend |
– |
|
277.4 |
193.0 |
– |
120.6 |
more |
| Dividend per share in EUR |
– |
|
1.80+0.502) |
1.60 |
– |
1.00 |
more |
| Share price at year-end in EUR |
22.50 |
-28.7% |
31.55 |
35.08 |
29.93 |
28.75 |
more |
| Market capitalisation at year-end |
2,713.4 |
-28.7% |
3,804.8 |
4,230.5 |
3,609.5 |
3,467.2 |
more |
| |
|
|
|
|
|
|
|
| Ratios |
|
|
|
|
|
|
|
| Combined ratio (non-life reinsurance)3) |
95.4% |
|
99.7% |
100.8% |
112.8% |
97.2% |
more / more |
| Large losses as percentage of net premium earned (non-life reinsurance)4) |
10.7% |
|
6.3% |
2.3% |
26.3% |
8.3% |
more / more |
| Retention |
89.1% |
|
87.4% |
76.3% |
79.2% |
77.6% |
more |
| Return on investment (excl. funds held by ceding companies) |
0.4% |
|
4.6% |
5.0% |
4.4% |
4.6% |
more |
| EBIT margin5) |
2.1% |
|
12.7% |
11.6% |
1.2% |
7.1% |
more |
| Return on equity (after tax) |
-4.1% |
|
23.1% |
18.7% |
1.9% |
11.5% |
more |